A flood insurance policy takes 30 days from the date of purchase to go into effect.
So don’t wait until a flood is coming to buy a policy.
Flood Insurance is coverage for damage to property caused by flood. Homeowners insurance policies do not cover flood damage this is why you should consider purchasing flood coverage. This type of coverage must be secured through the National Flood Insurance Program (NFIP). Here at Sierra Oak Insurance we can write and service flood insurance coverage directly through the National Flood Insurance Program (NFIP).